About

Baked Fresh Daily brings everyday money planning into one place:

• Personal calculators for take-home pay, budgeting, net worth and retirement, which work together. For example, your take-home pay can fill in your budget.
• Other tools for compound interest, inflation, loans, debt payoff, savings goals and credit card payoff.
• Markets, with live prices for indices, ETFs, crypto, metals, currencies and interest rates.

Nothing you type into this site is collected. There are no accounts, no sign-ups, and no tracking of what you enter. Every calculation runs on your own device, and your numbers are never sent to a server.

The Markets page fetches public prices from the internet, but it only asks for those prices. None of your information goes with the request.

Your entries are saved in your web browser's own storage on this device. That's why your numbers are still there when you leave a calculator and come back. Your appearance choice (theme and mode) is remembered the same way.

Because the data is kept only in this browser:

• A different browser or device won't have your entries.
• Private or incognito windows forget your entries when you close them.
• Clearing your browser's history or site data erases your entries.

To keep a copy of your data or move it to another browser or device, use Export Data and download the JSON file. It holds your results and everything you entered in the Take Home Pay, Budget, Net Worth and Retirement calculators.

Later, or on another device, choose Import Saved Data on the home page and pick that file. Your calculators fill back in where you left off. The file is saved wherever you choose and isn't uploaded anywhere.